February 6, 2023

How do I buy insurance going onto a student visa?

It is a requirement to have Overseas Student Health Cover (OSHC) to cover the entire period of your studies in Australia. True Blue Studies will organise this insurance for you once you receive your confirmation of course enrolment. To apply for your student visa, we will purchase OSHC which covers the entire duration of your study, and invoice you for the cost. True Blue Studies does not add any extra fees to this invoice, and you will only be covering the cost of your chosen insurance.

Furthermore, if you are applying for a student visa with an accompanying member, whether it is your spouse, parent, child, or de facto – they must also purchase insurance for the period in which they intend to stay in Australia.

For more information, please visit www.privatehealth.gov.au/

True Blue Studies recommend these tips when choosing your student insurance:

Check the requirements
Your chosen education provider may request that you as a student be covered by an insurance plan prior to commencing your studies. Therefore, when purchasing insurance, it is crucial to know the dates of your course start and end date. True Blue Studies can assist with this task.

Compare insurance plans when doing research
It is important to do your research on the type of insurance you would prefer to be covered by. Although it is easy to choose the cheapest option, it may not fit your requirements which you wish to cover when in a country away from home. Therefore, consider the benefits covered and specifically, what is excluded from the insurance plan.

True Blue Studies can assist with any questions regarding what is included in your insurance plan.

Remember to read the fine print!

It is easy to miss out on the fine print when signing a contract/insurance plan. It is recommended that you know everything that is excluded from the plan as some types of coverage may not include such things as hospitalizations which if ever you need, you may be disappointed to find out that it is not covered when it is most needed.

Always read the fine print to find out the waiting periods inside the insurance plan which is the period of time that is not covered before a certain limit, after which the entire insurance plan will go into action.

Tips from the True Blue Studies team

Choose insurance that has offices in the cities in which you will be living in. It is very important due to the fact that sometimes it is easier to just speak to an insurance agent face to face and solve a problem in case of a complicated situation rather than being on the phone.